Experts in Healthcare Equipment Financing
Small company execution. Big company capabilities. Entrepreneurial spirit.
Why finance with OnePlace Capital (OPC) rather than a local, traditional bank? We bring the bank to you plus we provide these additional benefits that most banks don't.
Will this loan appear on my credit report?
OPC
No! The OPC Loan will not appear on your personal credit report as a debt obligation.
Local Bank
Yes. Your loan will show up as a debt obligation on your credit report.
Will there be a lien against me or my practice?
OPC
No! We only file a security interest in the item financed.
Local Bank
Most banks file a blanket lien against you and/or your business.
Can I pay off early with no penalties?
OPC
Yes! You can make extra principal payments or pay off at any time with no penalties or future interest charges.
Local Bank
In most cases, you will incur penalties for early payoff and be liable for all interest charges for the full term of your loan.
How quickly can the loan be processed?
OPC
Today! We can turn requests around in a matter of hours.
Local Bank
Most requests can take several days.
Our finance agreement was designed specifically for healthcare practices. Not only do we bring the bank to you, our loans were made for you!
All transactions must be credit approved by OnePlace Capital, in its sole discretion. Not all applicants will qualify for the structure or promotion offered, if any. Any example, or comparison, or benefit discussed above is for illustration purposes only, and is only intended to highlight the difference between business practices from organizations in the equipment financing marketplace, and you should discuss these differences specifically with any organization you intend to form a business or lending relationship. You should contact your tax or accounting professional for advice on the correct application and use of the tax code discussed or highlighted in this or other examples.